As of 1st October 2020 the following changes will apply: 

Kardinia Health is a Private billing Practice for GP and Allied Health services.
Pension card holders and Health Care card Holders are billed at a reduced fee (Concession Fee)

Telephone consultations for GP services:
Pension card holders, Health care card holders, patients under 16 years of age and vulnerable people are bulk billed
All others are privately billed at a reduced fee (concession fee)

Fees for consultation and services at Kardinia Health are payable at the time of consultation.